With years of experience in arranging property financing to draw on, we have access to a extensive network of high street lenders, major financial institutions and private banks so that you can be assured that you’re getting the very best deals available.
Thanks to this experience and the extensive resources that we have to hand our experts can help with specialist borrowing requirements such as development finance, bridging finance and loans against other asset classes such as Lombard lending and luxury asset finance, as well as specialist insurance services.
Whether you own one property, many or are considering your first – Matheson Lang can assist you with buying your first home, moving home or re-mortgaging to reduce your payments or improve your terms. Ultimately, we can secure the most favourable mortgage rates for your circumstances, whether you are based in the UK or overseas.
We typically arrange mortgages for the UK property sector; however our partners can provide specialist and bespoke solutions for a wide range of unusual circumstances such as uncommon or less frequent property types, or for individuals with complicated income streams or asset structures.
Our long-standing partnerships with UK based banks, offshore subsidiaries, private banks and offshore banks mean we are perfectly placed to meet the wide and varied requirements that our clients demand.
Commercial mortgages are arranged for the purpose of purchasing or re-mortgaging property that is primarily for commercial or business use and can be arranged for business to trade from, or alternatively as a form of investment (commercial buy to let)
Mortgages are provided by banks and other specialist financial institutes. Commercial mortgages are considered a complex type of lending requiring a higher level of expertise to successfully arrange.
A bridging loan is a type of short-term finance solution often used to fund for a specific timescale, whilst allowing a client to refinance to longer-term debt or sell an asset to repay a loan. Bridging finance is becoming a more popular product due to the flexibility it offers.
Bridging loans are offered for a period of time, usually between 1-24 months with the loan repayable in full at the end of the term. This type of loan helps homeowners avoid disruption impacting a sales chain or aids property investors to unlock value when acquiring new investment opportunities.
Our sources of bridging finance include high-street banks, private banks, specialist lenders, investment funds, family offices and wealthy individuals.
Development finance is specifically designed to fund building projects for residential, commercial and mixed-use developments, of all sizes. The development finance team will work closely with both mainstream and specialist development lenders, who would otherwise be difficult to access. Due to our international network of contacts, we regularly deal with non-UK banks and private property funds who provide development funding and equity to our clients.
Lombard lending fulfils the need for immediate cash without having to divest assets. Lombard lending can offer a much greater degree of flexibility than conventional property finance, particularly if the property being used as security is your main residence, or the intended use is for business purposes. This type of borrowing is asset backed and doesn’t fall under regulated mortgage criteria. It isn’t based on a multiple of your personal or asset derived income.